One Big Beautiful Bill Act
The One Big Beautiful Bill Act (OBBBA) was signed into law on July 4, 2025, and includes significant changes to the federal student loan programs, most of which become effective on July 1, 2026. We are detailing the most relevant changes below. Please note that we are awaiting more guidance from the U.S. Department of Education (ED) regarding some of these changes, and we will keep this web page up-to-date as new information is provided.
